Plain-English guides to CIS, tax, expenses and getting paid — written for UK subcontractors, tradespeople and landlords.
What the Construction Industry Scheme takes off your pay, why some subbies lose 30% instead of 20%, and how to keep track of every deduction.
May 2026 · 7 min read
CISWhy CIS subcontractors often overpay tax, how to work out if HMRC owes you money, and the records you need to get your refund back quickly.
May 2026 · 7 min read
Making Tax DigitalMaking Tax Digital for Income Tax is mandatory from April 2026 for income over £50k. Who it hits, what quarterly updates mean, and how to be ready.
June 2026 · 8 min read
ExpensesThe allowable expenses UK subcontractors can claim against tax — tools, materials, mileage, PPE, phone and more — plus what HMRC won’t allow.
June 2026 · 8 min read
ExpensesHMRC’s simplified mileage rate is 45p per mile for the first 10,000 miles, then 25p. Who can claim, what it covers and how to log trips.
July 2026 · 7 min read
BusinessShould you stay a sole trader or go limited? Tax, CIS, admin and liability compared honestly for UK trades — and when switching makes sense.
July 2026 · 8 min read
BusinessA practical method for pricing jobs and setting a day rate that covers tax, dead time, tools and van costs — without pricing yourself off the job.
June 2026 · 8 min read
Getting paidHow tradespeople can chase overdue invoices without burning the relationship — a simple escalation ladder plus copy-paste message templates.
July 2026 · 7 min read
ProductSend a receipt photo, type an expense, message an invoice — SubReady turns WhatsApp into your bookkeeper. Here’s exactly what that looks like.
August 2026 · 7 min read
LandlordsRenting out property in the UK? What counts as rental income, which expenses you can claim, Section 24 in plain English, and key deadlines.
June 2026 · 8 min read
VATThe £90k VAT threshold, what registration means for subbies, and how the CIS domestic reverse charge changes who pays the VAT on invoices.
July 2026 · 8 min read
TaxWhy HMRC asks for extra tax in January and July, how payments on account are calculated, and how to stop the year-two bill catching you out.
August 2026 · 7 min read
14-day free trial · no cardSimple bookkeeping for subcontractors and the self-employed — send it on WhatsApp and your records stay organised. CIS supported.
Start free