Simple bookkeeping through WhatsApp

Your books, done
through WhatsApp.

Simple bookkeeping for subcontractors and the self-employed. Send receipts, expenses and income through WhatsApp and let SubReady keep your records organised.

Built for UK subcontractors, contractors and the self-employed. MTD for Income Tax integration built · HMRC production approval pending
Categorised
Materials
Bank statements
PDF upload
CIS deducted
£500
Invoice sent
£2,400
Accountant-ready ✓

Built for every kind of subcontractor and self-employed worker — CIS supported when you need it

Electricians IT Contractors Builders Consultants Plumbers Professional Services Carpenters Drivers Roofers Decorators Bricklayers Groundworkers Scaffolders Tilers Software Developers Designers Accountants Bookkeepers Marketing Consultants Trainers Engineers Gardeners Cleaners Couriers Freelancers Landlords Landscapers Plasterers
How it works

Bookkeeping without becoming a bookkeeper.

Three steps — and none of them feel like accounting.

Step 1

Send it

Snap a receipt, type "£40 fuel on card", or send a bank statement or CIS statement PDF — all through WhatsApp.

Step 2

SubReady sorts it

SubReady reads it, records it under the right category and replies to confirm exactly what went in your books.

Step 3

Stay ready

Your records stay organised all year — ready for your accountant, with no year-end shoebox scramble.

On WhatsApp

Just send it like a message

Type it, snap it or forward it — SubReady replies to confirm exactly what was recorded.

SubReadyonline
Paid £42 for software subscription09:12 ✓✓
Got it 👍 £42 expense recorded · Category: Software · Receipt saved09:12
SubReadyonline
📄 CIS statement — March.pdf17:31 ✓✓
CIS statement received. Gross: £2,500 · CIS deducted: £500 · Net received: £2,00017:31

WhatsApp is a product of Meta Platforms, Inc. SubReady is an independent service and is not affiliated with or endorsed by Meta.

Why SubReady

Everything you need, nothing you don't

Real features that work today — built for how self-employed people actually work.

Send it on WhatsApp

A receipt photo, or just a message like "£40 fuel on card" — SubReady records it and replies with what was saved.

Send a receipt. We'll read it.

SubReady reads receipts, CIS statements and bank statement PDFs and turns them into tidy, categorised records.

No bank connection needed

Upload your monthly bank statement as a PDF and SubReady reads the transactions. It never connects to your bank.

CIS built in

Deductions tracked at your real rate, with gross, deducted and net read from every CIS statement. Not on CIS? It stays out of the way.

Invoices by message

Ask for an invoice in WhatsApp and SubReady creates it, ready to send to your customer.

Ask about your numbers

"What did I spend on materials this month?" Ask in WhatsApp and get a straight answer from your own records.

CIS

Working under CIS?

SubReady tracks every deduction at your real rate — 20%, 30% or gross. Send a CIS statement on WhatsApp and the gross, deducted and net figures are recorded for you, so your CIS records are ready at year-end.

  • Deductions tracked at your rate, across every contractor
  • CIS statements read automatically — gross, deducted, net
  • Clear CIS records, ready for year-end
See SubReady for CIS

Not under CIS? SubReady works exactly the same without it.

CI
CIS statement — MarchGross £2,500 · Deducted £500
£2,000Net received
CI
CIS deductionContractor payment · 20%
£500Tracked
YE
Year-end CIS recordsEvery statement in one place
Ready
AC
Accountant invitedBy email · read-only access
Active
EX
Export packOne click · year-end ready
Ready
YOU
Access controlRevoke anytime — you decide
Yours
Accountants

Your accountant will thank you.

Invite your accountant by email and they get read-only access to your records, plus a one-click export pack. You stay in control the whole time.

  • Read-only access — they can look, not change
  • One-click export pack for year-end
  • Revoke access anytime
Accountant access
Making Tax Digital

Get ready for Making Tax Digital.

MTD means keeping digital records and sending your figures to HMRC through software — MTD for Income Tax if you're self-employed, and MTD for VAT if you're VAT-registered. SubReady keeps digital records and prepares your quarterly figures today.

Digital record keeping & quarterly figures

Live today. Your records are kept digitally and your quarterly figures are prepared for you.

MTD for Income Tax integration built · HMRC production approval pending

SubReady's MTD for Income Tax integration has been built and is currently progressing through HMRC's production-access process.

MTD for VAT integration built · HMRC production approval pending

SubReady's MTD for VAT integration has been built and is currently progressing through HMRC's production-access process.

Pricing

Simple pricing, whatever your trade

14-day free trial · No card to start · Cancel anytime. Aigenticura Ltd is not VAT-registered, so no VAT is added to prices.

Free Trial
Try everything, no card needed.
£0 /14 days
  • Full WhatsApp workflow
  • Receipt & statement reading
  • CIS support included
Start free
Most popular
Standard
For subcontractors and the self-employed.
£8.99 /mo
  • WhatsApp receipt, expense & income capture
  • CIS tracking at your rate (20% / 30% / gross)
  • Bank statement PDF upload — no bank connection
  • Invoices by message
  • Read-only accountant access & export pack
Start free
+VAT
For VAT-registered subcontractors.
£12.99 /mo
  • Everything in Standard
  • VAT on invoices (CIS domestic reverse charge)
  • Digital VAT records & VAT return figures
  • MTD for VAT integration built · HMRC production approval pending
  • Priority WhatsApp support
Start free
Why trust SubReady

No gimmicks — just your books, sorted

What you see here is what SubReady actually does today.

Built for UK self-employed workers

Designed for subcontractors, contractors and sole traders — construction, IT, consulting, professional services and beyond.

Simple WhatsApp record keeping

Send a photo or a message and get a reply confirming exactly what was recorded, with its category.

Accountant-ready records

Invite your accountant by email for read-only access and a one-click export pack. Revoke anytime.

CIS support

Deductions tracked at your real rate, CIS statements read automatically, and clear records for year-end.

MTD for Income Tax integration built · HMRC production approval pending

SubReady's MTD for Income Tax integration has been built and is currently progressing through HMRC's production-access process.

No bank connection needed

Upload a monthly bank statement PDF and SubReady reads the transactions. SubReady never connects to your bank.

FAQ

Questions, answered clearly

UK self-employed subcontractors and sole traders — construction and trades, IT contractors, consultants, professional services, drivers, cleaners and every other kind of self-employed worker. It isn’t designed for limited companies.
No. CIS support is built in for those who need it, but SubReady works exactly the same for subcontractors and self-employed people outside construction.
No. SubReady is record-keeping software that keeps your records organised and accountant-ready. It does not provide tax advice.
Yes, with your permission. Invite your accountant by email and they get read-only access plus a one-click export pack. You can revoke access anytime.
No. SubReady never connects to your bank. You simply upload a monthly bank statement as a PDF and SubReady reads the transactions.
Yes, on the +VAT plan — VAT on invoices including CIS domestic reverse charge, digital VAT records and VAT return figures. SubReady's MTD for VAT integration has been built and is currently progressing through HMRC's production-access process.
Digital record keeping and quarterly figures preparation are live today. SubReady's MTD for Income Tax integration has been built and is currently progressing through HMRC's production-access process. SubReady's MTD for VAT integration has been built and is currently progressing through HMRC's production-access process.
Yes. SubReady works through WhatsApp, plus a web app you can install on your phone from app.subready.co.uk.
14-day free trial · No card needed

Your books, done through WhatsApp.

Start free in under a minute. Send your first receipt and SubReady will reply confirming exactly what it recorded.

Start free